Real Savings, Real Merchants
These are actual results from
merchants who switched.
Not projections. Not estimates. These numbers come directly from merchant processing statements — before and after switching to VPayment Solutions.
Case Study — Retail Merchant
Switched from traditional processing to our $0 fee program
Previous Effective Rate
3.29%
Previous monthly cost$4,684
New monthly cost$0.00
New effective rate0.00%
Annual Savings
$56,208
3-year savings: $168,624
100% cost reduction by switching to the customer-pays program
Case Study — Restaurant
Switched from Clover to our merchant-pays low rate program
Previous Effective Rate
3.45%
Previous monthly cost$2,933
New monthly cost$1,870
New effective rate2.20%
Annual Savings
$12,756
3-year savings: $38,268
36% cost reduction with merchant-pays low rate program
Case Study — eCommerce / Online Business
Switched from Stripe to VPayment — lower rate, no surprise fees
Monthly Transactions
2,400
Stripe costs (3.15% + $0.25 per txn)
Percentage fees (3.15%)$3,780.00
Per-transaction fees ($0.25 × 2,400)$600.00
Total Stripe cost$4,380.00/mo
VPayment costs (2.9% + $0.20 per txn)
Percentage fees (2.9%)$3,480.00
Per-transaction fees ($0.20 × 2,400)$480.00
Monthly fee$0.00
PCI compliance fee$0.00
Statement fee$0.00
Total VPayment cost$3,960.00/mo
Annual Savings vs Stripe
$5,040
$420/month saved — and that's before removing the junk fees
Fees We Eliminate
The charges your current processor
hopes you won't notice.
Most merchant statements are buried in fees that have nothing to do with processing your transactions. Here's what we strip out when you switch to VPayment.
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PCI Compliance Fee
$9.95–$19.95/mo charged for "compliance" you already handle. We charge $0.
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Monthly Minimum Fee
Charged when your processing volume is "too low." We don't set minimums.
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Statement Fee
$5–$15/mo to mail you a piece of paper. We provide free online reporting.
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Annual Fee
$79–$199/year charged just for having an account. We charge $0.
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Early Termination Fee
$250–$500+ to leave. We use month-to-month agreements. Cancel anytime for $0.
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Batch Fee
$0.10–$0.30 charged every time you close your batch. Daily charges add up. We charge $0.
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Gateway Fee
$10–$25/mo for access to the payment gateway. We include gateway access at no charge.
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Equipment Lease
Locked into a 3–5 year terminal lease at $50–$150/mo for equipment worth $300. We offer purchase options or free placement.
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Account Maintenance Fee
$5–$15/mo billed as "account maintenance" or "service fee" for doing nothing. We charge $0.
These fees can add $100–$300+ per month on top of your processing rate. We eliminate all of them.
Based on actual merchant processing statements. Individual savings vary based on volume, average ticket size, card mix, and program selected. Names withheld for privacy.