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Cannabis & CBD Payments

Payment processing
for dispensaries.

CannaPay is a dual processor debit solution built for cannabis dispensaries, CBD shops, and smoke shops — businesses that traditional processors won't touch. Wireless terminals, next-day funding, no monthly fees, and built-in redundancy so you never lose a sale.

$0
Monthly Fees
2x
Dual Processor Rails
24hr
Next-Day Funding

Dual processor debit solution with wireless Ingenico Move 5000 terminals. Split processing across two rails for maximum uptime.

🔒

Dual Processor Redundancy

Transactions split across two rails — if one fails, business continues

💰

No Monthly Fees

Month-to-month agreement, no long-term contracts

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Wireless Terminals

Ingenico Move 5000 with 4G, WiFi, Bluetooth

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Merchant Portal

Live reporting, reconciliation, settlements

Ingenico Move 5000 • 3.5" touchscreen • Up to 3100mAh battery
How CannaPay Works

Built for businesses that
others won't serve.

Traditional processors decline cannabis and CBD merchants. CannaPay was designed specifically for high-risk verticals with dual-rail processing that keeps your business running.

Split Processing That Never Goes Down

Transactions are split across two primary processing rails. If one rail goes down, only half your terminals are affected. Secondary rails activate automatically during extended downtime, and each terminal has additional backup rails preprogrammed and ready.

Split processingInstant failoverMulti-redundancyBackup rails preprogrammed
Redundancy layers
  • 1 Primary rail A — handles 50% of terminals
  • 2 Primary rail B — handles remaining 50%
  • 3 Secondary rails — activate on extended downtime
  • 4 Backup rails — preprogrammed on every terminal

Tipping and Round-Up Built In

The terminal rounds the charge to the nearest $5 and includes tipping functionality. Customers see a clear total, can add a tip, and the change typically stays as a tip — increasing your staff's earnings without extra steps.

Round to nearest $5Tipping on terminalHigher average ticket
Example transaction
  • Cost of goods: $87.50
  • Rounded charge: $90.00
  • Customer charge: $90 + $3.50 tip = $93.50
  • Change to customer: $2.50 (typically stays as tip)

Next-Day Funding, Always

Daily ACH settlements mean you get paid fast. Monday's transactions hit Tuesday. Tuesday hits Wednesday. No holdbacks, no reserves, no waiting a week for your money.

Daily ACH settlementsNext-day fundingLive transaction reportingBackend reconciliation
Merchant portal includes
  • Live transactional reporting
  • Backend reconciliation
  • Approved transactions, terminals, amounts, tips
  • Day and month reports
Built For

High-risk merchants who need reliable payments.

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Cannabis Dispensaries

Legal dispensaries needing compliant debit processing

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CBD & Hemp Shops

CBD retailers with products traditional processors decline

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Smoke & Vape Shops

Tobacco, vape, and smoke shops needing stable processing

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Cash-Heavy Businesses

Any business wanting to reduce cash handling with debit

Get Started
Stop losing sales to
processor downtime.
Book a demo and see how CannaPay's dual-rail processing keeps your dispensary or shop running when others go down.

No monthly fees. Month-to-month agreement. Next-day funding.