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Stripe's flat 2.9% + $0.30 seems simple. But when you break down effective rates on a $50,000/month business, the math tells a different story. Here's the real comparison most merchants never see.
Toast charges 2.49% + $0.15 and locks you into their processing. KwickPOS runs on your existing hardware and Kwick Driver cuts delivery commissions from 30% to a flat fee. Here's the full breakdown.
We don't sell any of these three systems — so we can tell you the truth about each one. Features, pricing, hidden costs, and what merchants actually say after using them for a year.
3.15% + $0.25 per transaction. Seems straightforward — until you calculate your effective rate on $100K/month. We break down the real cost of Stripe and show you what alternatives look like.
Square works fine when you're starting out. But as your volume grows, that flat rate gets expensive fast. Here are the alternatives worth considering — and what each one does better.
Clover locks you into their hardware, their processing, and their ecosystem. Many merchants don't realize they have options until the contract renewal hits. Here's what's out there.
Stripe Connect takes a cut of every transaction your merchants process. Embedded payment solutions give you the same APIs with better economics and revenue share. Here's why ISVs are making the switch.
Switching processors sounds scary, but it doesn't have to be. We walk through the exact process — from statement analysis to go-live day — so you know what to expect and when.
More merchants are passing processing fees to customers and paying $0 per month. Is it right for your business? Here's exactly how it works, what customers see, and whether it's compliant.
PCI compliance fees, batch fees, statement fees, annual fees — most merchants don't even know they're paying them. Here's every junk fee we see on statements and how we eliminate each one.
Flat-rate pricing from Stripe and Square is simple — but it's not cheap. Interchange-plus shows you exactly what Visa and Mastercard charge and what your processor marks up. Here's why it saves you money.
Both let you offset processing costs, but they work differently and have different legal rules by state. We explain both models and help you pick the right one for your business.
Most merchants can't read their own processing statement — and processors count on that. Here's a line-by-line guide to understanding what you're actually paying.
Your current processor probably won't lower your rates unless you threaten to leave. Here's how to negotiate — and when it's smarter to just switch to someone who doesn't play games.
Day 1 through go-live — here's exactly what the switching process looks like, how long each step takes, and what we handle so you don't have to.
Toast, Square for Restaurants, Clover, KwickPOS — which one actually fits how your restaurant operates? We break down features, delivery management, and costs for each.
DoorDash and UberEats take 15–30% of every order. Kwick Driver lets your customers order from your site while DoorDash drivers still deliver — for a flat fee. Here's how it works.
Traditional processors won't touch cannabis. But that doesn't mean you're stuck with cash-only. Here's how dual-processor debit solutions work and what to look for.
Generic POS systems can't handle digital inspections, fleet accounts, or CarFax integration. Here's what auto repair shops actually need — and which systems deliver.
Age verification, scan data reporting, loyalty programs, and inventory tracking — liquor stores need more than a basic register. Here's what to look for and which systems handle it.
Big chains have had integrated scales, electronic shelf tags, and label printers for years. Now independent grocers can access the same technology. Here's what to look for.
Every dollar donated should go to the mission — not to a payment processor. Here's how GiveHub's $0 processing option works and what it means for your organization's bottom line.
Reservations, retail, restaurant, RFID wristbands, and cashless payments — campgrounds need a platform that handles everything. Here's what R2M2 does differently.
Most payment companies push one POS system because it's easiest for them. We work with 11+ because a restaurant shouldn't use the same software as a dispensary. Here's our approach.
Long-term contracts exist to protect the processor, not the merchant. Here's why we use month-to-month agreements and what that means for you if you ever want to leave.